Do you need Financial Planning advice

  1. Are you assured of your family’s financial security if you are physically incapacitated or die prematurely?
  2. Are the funds in your Employees Provident Fund (EPF) account adequate for your retirement needs?
  3. Do you have a clear plan on how to provide funds for your children university education?
  4. Are your investments sufficiently diversified to cater to all risk situations and your specific requirements?
  5. Can you keep your spending within budget?
  6. Do you have adequate net income after expenses left over to invest and grow your wealth?
  7. Have you legally documented how your assets will be distributed to your heirs upon your demise?
  8. Are you getting unbiased and competent advice and options on your investments or insurance requirements?
  9. Do you have a shareholder’s agreement for your business with your business partners?

If your answer to any of the above is in the NEGATIVE, then you need financial planning.